Terms Of Use

Terms Of Use

By using this website, you signify your assent to the following terms and conditions of use without limitation or qualification. For these Terms of Use, “we,” “our,” “us,” “ourselves,” etc. is deemed to refer to VyoGroup Wealth Management. The terms and conditions listed below apply to your use of this website. Any supplemental terms or conditions that are posted on specific areas of this website are deemed to be incorporated into these terms. Please read these Terms thoroughly before using this website. If you do not consent to these terms, please do not use this website.

The information on this website is provided "AS IS" and without warranties of any kind either expressed or implied. To the fullest extent possible according to law, we reject all warranties, including, but not restricted to, implied guarantees of merchantability and suitability for a specific purpose. We do not warrant, either expressly or implied, the accuracy or completeness of the information, text, graphics, images, links or other content on this website and we unambiguously reject all liability for errors and omissions on this website and the use or interpretation by others of information on the website.

VyoGroup Wealth Management will not be held liable for any loss or damage that may result from interception by any other party or parties of any information available to you via this website. Neither us, nor any of our affiliates, directors, officers or employees, nor any third party service provider engaged by us will be liable or have any responsibility of any kind for any loss or damage that is incurred in the event of any failure of, or interruption to this website, or resulting from the act or omission of any other party involved in creating this website or the information it contains, or from any other event concerning your access to, or inability to access, or use of the website or its content, regardless whether or not the circumstances behind the cause may have been within our control or the control of any provider of software or support services for this website.

In no circumstances will we, our affiliates or any other parties be liable for any direct, indirect, special, incidental or consequential damages or damages of any kind even if we or any other party have been forewarned of such possibility.

Nothing contained in this website should be interpreted as or constitutes investment or financial advice in any way. Neither the information, nor any views expressed in this website constitute solicitation, a recommendation or offer by us or our affiliates to transact in any way in securities, futures, options or any other financial instruments, nor shall any such investment of any kind be offered to anyone in a jurisdiction in which such offer, solicitation, or transaction is illegal.

Decisions based on information on our website are the singular responsibility of the visitor, and by using our website, the visitor consents to hold us free of liability for all claims for damages arising from any decision that the visitor actions using said information.

Setting aside these provisions, you are not authorized to use the website if doing so causes a violation of the law by you or us in any jurisdiction. It is your sole responsibility to be familiar with the appropriate rules and regulations.

Occasionally, we may amend these Terms by updating this page. You are bound by any such amendments and should revisit this page from time to time to check the amended terms.

Most of this website is viewable by all visitors to it, and some areas are restricted to our clients. These Terms apply to all users.

Terms And Conditions

This website is proprietary. Reproduction of any of its content is prohibited

This website is owned and controlled by VyoGroup Wealth Management. Except where expressly agreed by us, no content from this website may be copied, reproduced, republished, posted, transmitted or distributed in any way shape or form. You are permitted to download content from this website only as long as you do not remove copyright and other proprietary notices displayed on it. You may not distribute, amend, transmit, reuse, repost, or use the content of this website for any purpose, including the text and images without our explicit consent. Alteration of or use of the materials for any other purpose infringes on our intellectual property rights and will be aggressively enforced under the law.

The trademarks, logos and other marks ("Trademarks") on our website, are trademarks of VyoGroup Wealth Management, except where explicitly reported.

No content on this website should be interpreted as giving, by implication, estoppel or otherwise, any right to use trademarks on this website without our explicit consent.

Images on this website either belong to us or are used with the permission of the owner. Their use by any person, unless explicitly agreed to by us, is strictly prohibited. Unsanctioned use of images from this website may violate copyright, intellectual property, and trademark laws. By downloading any material from this website, you consent that you will not copy it or delete or modify any copyright or other notices such content has.

You are on notice that we will forcefully enforce our I.P. rights, including following all resolutions available by law.

No Liability

The information on this website is provided without warranties of any kind either expressed or implied and for informational purposes only. While we always strive to have accurate and up to date information on our website, there may be unintentional errors and typographical mistakes. We do not represent that the material on this website is totally correct, up to date or complete, and it should not be relied on to be so. We reserve the right to make alterations, deletions, and modifications at any time without prior notice.

To the fullest extent permissible under law, we disclaim all warranties and guarantees, including, but not limited to, implied warranties that services reasonably conform to an ordinary buyer's expectations or fitness for a particular purpose. We do not guarantee, either expressly or by implication, the accuracy or completeness of the content or other items on this website and we expressly disclaim all liability for errors and omissions in the content and the use or interpretation by others of information on the website. We will not be held liable for any loss or damage that may result from interception by any other party or parties of any information available to you via this website.

Neither us, nor any of our affiliates, directors, officers or employees, nor any third party service provider engaged by us will be liable or have any responsibility of any kind for any loss or damage that is incurred in the event of any failure of, or interruption to this website, or resulting from the act or omission of any other party involved in creating this website or the information it contains, or from any other event concerning your access to, or inability to access, or use of the website or its content, regardless whether or not the circumstances behind the cause may have been within our control or the control of any provider of software or support services for this website.

This website does not provide any financial, investment or tax advice or recommendation to invest, or make any financial decision

Nothing contained in this website should be interpreted as or constitutes investment or financial advice in any way. Neither the information, nor any views expressed in this website constitute solicitation, a recommendation or offer by us or our affiliates to transact in any way in securities, futures, options or any other financial instruments, nor shall any such investment of any kind be offered to anyone in a jurisdiction in which such offer, solicitation, or transaction is illegal.

Nothing on this website represents or should be considered to be, advice concerning taxation. Each country and respective jurisdiction has differing tax laws which may be complex, and their impact on an individual may vary depending on that person’s specific situation. Investors should consult a legal or tax advisor concerning their own particular situation.

Decisions based on information on our website are the singular responsibility of the visitor, and by using our website, the visitor consents to hold us free of liability for all claims for damages arising from any decision that the visitor actions using said information.

Use of cookies

The website places an anonymous cookie, which is a small file, on your device while you are visiting the website. These cookies enable us to know how many visitors there are to the website, how often they return, and which pages are most frequently accessed.

These cookies do not disclose personally identifiable information about your use of the website. You can delete cookies from your device via the settings in your browser.

Our website e-mail uses cookies to collect personal information

E-mails we send you may include an encrypted file containing your contact information. If you elect to visit the website by clicking on a link in the e-mail, the website sets a personal cookie on your device, enabling us to gather personally identifiable information about your use of the website.

We use this information to learn how our website and e-mail are used, including the amount, regularity, and length of your visits to each page. This information is held in one of our databases, which is accessible only by our employees. Information about individual user traffic is retained for up to nine months and is not disclosed to any other parties. Please refer to our Privacy Policy, which clarifies how the information you give is used and safeguarded.

Safety of your username and password

If you are a client with access to your account online, only you are authorized to use your username or password. Your username and password must be kept confidential, and you must take all reasonable measures to prevent their unauthorized use or loss. If you believe that someone else has used, attempted to use or is currently using your username or password, you must inform us immediately.

We may deny access to the website

We reserve the right to prevent your access to the website at any time and without prior notification.

Abuse

You must not abuse the website by deliberately introducing viruses, trojans, or other malware that is in any way harmful or disruptive. You are not permitted to attempt to gain unauthorized access to restricted areas of the website, the server on which the website is hosted or any server, computer-related equipment relating to the website. You must not attack our website via a DOS or distributed DOS attack or engage in any actions with similar intended effects.

We are not liable for any loss or harm caused by a distributed DOS attack, viruses, malware or other harmful material that may infect your computer devices, programs, data or other proprietary material due to your use of the website or to your downloading of any content from it, or any website linked to it.

Email communication

E-mail communication should not be considered either secure or confidential. We make no representation whatsoever concerning the security or confidentiality of any e-mail messages and specifically make no representation, expressly or implied that any e-mail message submitted either via this website or directly would be received by us.

Any communications or material you send by e-mail or otherwise, including data, queries, comments or suggestions, will be regarded as non-confidential and non-proprietary and shall become our property. Such communications or material shall be used for any purpose, including, but not limited to, reproduction, disclosure, transmission, publication, broadcast, and posting. Furthermore, we are free to use any ideas, concepts, know-how, suggestions or techniques detailed in any communication you send for any reason at all, including, but not restricted to, creating, developing and marketing products and services. We do not accept any instructions or requests to perform financial transactions by email for this reason.

No responsibility for third party links

If you click on one of the third-party links contained on this website and visit a website not owned or controlled by us, we will accept no liability or responsibility, and you do so at your own risk. We are not responsible for damages, harm or losses caused by any delays, inaccuracies or errors that there may be, information or other material provided on such websites, whether actual, alleged, consequential or punitive. We make no warranties, guarantees or representations as to, and shall have no liability for, any content provided by any third party, including, without limitation, the accuracy, subject matter, quality or timeliness of that content.

Privacy Notice

Protecting the privacy and safeguarding our clients' private and personal information is critical. We appreciate that you trust us with your private financial information, and we do everything within our power to uphold that trust. The information below describes our approach to maintaining the confidentiality of personal information.

We never sell client or ex-client information to anyone.

In the general course of business, we collect information about our clients from several sources, including:

• account documentation, including client applications or other forms and
• information about our clients' transactions with us (such as cash balances, investments held, and other account activity).

We have stringent policies, procedures, and systems in place to safeguard personal information about our clients, and ex-clients) including

• restricting access and
• maintaining physical, technological, and procedural protections that comply with international standards for safeguarding such information.

To enable us to act on our clients’ behalf and to provide financial products and services efficiently and precisely, it may be necessary to disclose information to companies that engage to carry out administrative, or other services for us. These companies are permitted to only use this information in the provision of the services for which we engaged them, and are not allowed to use or share this information for any other reasons.

Performance Warning

Past performance is not to be used as an expectation of or to predict future profit or investment performance in any way. No representation, guarantee or warranty, express or implied, is made by us about future returns or investment performance in general. The value of investments and any return from them can, and does, fall as well as rise. You may lose money and not get back the money you initially invested. Some investments mentioned on this website have high volatility levels. High-volatility investments may suffer abrupt and significant decreases in their value, causing losses when the investment is sold. These losses may be as much as your initial investment, or in the case of some investments, exceed the amount initially invested, and, in these instances, you may be responsible for funding those losses.

Some investments may not easily be disposed of or have a ready market to sell into, and it may be problematic to sell them. Additionally, it may be challenging to find reliable information about the value or risks to which such an investment is exposed.

Each part of these Terms of Use is individually enforceable

If any provision of these terms is found to be unlawful, void or for any reason unenforceable, then that provision will be deemed severable from these terms and will not affect the validity and enforceability of the residual provisions. The preceding terms and conditions of use represent the entire agreement between ourselves and the user relating to the subject matter herein.

Applicable Law

Your use and access of this website shall be governed by international law, without giving effect to its conflict of law principles. You agree that any legal action arising out of or relating to this website shall be brought in a jurisdiction of our choosing. This website is not intended for distribution to or use by anyone in any country where such distribution or use is illegal under prevailing legislation.